About Us

We’re here for Eastern Kentucky.

We primarily serve people who live and/or work in Breathitt, Knott, Leslie, and Perry and surrounding Kentucky counties.

Redbud is a certified Community Development Financial Institution (CDFI) organized to foster, facilitate, and promote community and economic development among underserved and economically distressed communities. We do this by building the financial capability of our community members. Redbud is a 501(c)3 non-profit organization.

We’re here for fair lending.

We understand that on the path to homeownership, a new career, higher education, and so many other dreams, we run into issues that knock us off our paths. A low credit score, high debt-to-income, or collections on a credit report can make dreams seem impossible.

Redbud uses a combination of fair loans and individualized financial education to help families build their pathway to personal assets.

We’re here for the future.

We envision an Eastern Kentucky where everyone has the chance to:
  • Practice healthy financial habits
  • Access affordable credit
  • Build financial independence
  • Live a full life despite unexpected life and financial events

Our supporters and investors include

  • Adrian Dominican Sisters
  • Appalachian Impact Fund
  • Foundation for Appalachian Kentucky
  • Perry County Community Fund
  • Chorus Foundation
  • Catholic Campaign for Human Development
  • Housing Development Alliance
  • Invest Appalachia
  • Mountain Association
  • James Graham Brown Foundation
  • United States CDFI Fund
  • Opportunity Finance Network
  • Glen Mary Home Missioners
  • Religious Community Impact Fund
  • FAHE
  • Human Economic Appalachian Development Corporation
  • Park Community Credit Union

Our Team

Scott McReynolds

Executive Director

James Caudill

Managing Director

Amie Bedwell

Director of Finance

Timothy Baker

Director of Lending

Alice White

credit counselor

Nikki Hurley

Servicing

Our Impact

CDFI Certified

The US Treasury has certified Redbud as a Community Development Financial Institution.

$.34

For every $1 Redbud lends, clients save an average of $.34 on fees and interest.

$3 Million

Redbud has made over $3 million in fair personal loans in Eastern Kentucky.

492

492 Eastern Kentuckians have worked with Redbud to build better credit and develop healthy financial habits.

Credit Builders Alliance

Redbud is a member of the Credit Builders Alliance – helping people understand and build good credit habits.

$394,000

By choosing Redbud, our clients have collectively saved nearly $394,000 in interest and fees.

Want to know more about how to decide if borrowing money is the right move for you right now?

Check out the resources on our Financial Education page or give us a call at 606-716-6100.

Invest in People

Feel good about your investment

Earn a competitive return and support healthy financial habits, credit building, and a pathway to personal assets for Eastern Kentuckians.