Redbud Financial Alternatives

Transforming Credit From An Obstacle To An Opportunity In Appalachian Kentucky.

Redbud uses a combination of fair loans and individualized financial education to help you build your pathway to personal assets.

We understand that on the path to homeownership, a new career, higher education, and so many other dreams, you can run into issues that knock you off your path. A low credit score, high debt-to-income, or collections on your credit report can make your dream seem impossible.

We’re here to get you back on your path with our loans below.

Credit Rescue Loan
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Payday Rescue Loan
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Gap Loan
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Heat Squad Loan
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Home Repair Loan
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We primarily serve Breathitt, Knott, Leslie, and Perry County, Kentucky.

Located in Hazard, Kentucky in the coalfields of Eastern Kentucky in rural Appalachia, Redbud Financial Alternatives, Inc. provides equitable consumer financial products that help clients achieve housing and overall financial stability.

About Us

If someone were to talk to me about having money troubles, I would tell them to go check out Redbud. They helped us so much! It won’t cost you anything to go there and talk to them. Let them go over your finances with you, and they’ll work something out and see how they can help you. Look at it this way: if they can save you money, that’s going right back into your pocket!

Anthony & Kerri SpicerRedbud Supporters

Redbud Financial Alternatives was able to loan Manuel and Jaime enough money to consolidate all the debts except the student loans, which lowered their ratio to below the 17% limit and they then were eligible for HDA's homeownership program. The Graces purchased their new home in March, 2017 and are overjoyed to have a “forever” home to raise their “forever” family.

Manuel & Jaime GraceClient

I would absolutely recommend Redbud. Not only did they provide me with a semi-solution to a
much bigger problem, they gave me all of these tools to use and all of these different resources
to help me make decisions that will get me out of debt the fastest… I would most definitely
recommend Redbud to anybody who is going through a rough time financially.

Erica KnightRedbud Client

We could always use an extra hand.

Throughout the year, Redbud has fundraisers and outreach events at which we could always use an extra hand for marketing, logistics planning, and day-of to-do’s.

Let us know if you’d like to be added to our volunteer list and what you want to contribute.


Donations help our educational program.

Your donation supports our mission to build pathways to personal assets for people in Eastern Kentucky. While our lending program is increasingly self-supporting, donations are important for our financial education program!

Get In Touch With Redbud

Let’s get you back on your path.

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