Whether you’re looking to buy a new car or refinance an existing car loan that is charging too much in interest and fees, Redbud’s Auto Loans can help.
We provide a free credit review and will help you understand how much you can borrow before you shop for your automobile.
John is an Eastern Kentucky truck driver. Although transportation is his profession, he faced affordability challenges when it came to personal transportation.
He had purchased his primary vehicle of a 2015 Nissan Altima in 2018 using limited financing options, paying $442 a month at a rate of 21%. A family member referred him to Redbud. Redbud helped him refinance his car for 5.75%, saving him $110 a month! Redbud’s Cars to Work Auto Loan will save John $3,097 in interest, making sure his personal transportation doesn’t eat up the income his professional transportation earns him.
| Models / Year | Term | APR* |
|---|---|---|
| 2023-26 **NEW** |
Up to 48 months 49-60 months 61-72 months 73-84 months |
As low as 6.25% As low as 6.50% As low as 7.00% As low as 7.25% |
| 2020-2022 | Up to 60 months 61-72 months 73-84 months | As low as 6.75% As low as 7.25% As low as 7.50% |
| 2017-2019 | Up to 60 months 61-72 months | As low as 7.00% As low as 7.50% |
| 2012-2016 | Up to 48 months | As low as 8.00% |
| 2004-2011 **OLDER VEHICLE** | Up to 36 months | As low as 9.00% |
*APR = Annual Percentage Rate. Rates as of January 2, 2024 and subject to change without notice. Must qualify. Rates “as low as” dependent on credit score, vehicle age, and loan term. Other terms and conditions may apply. Lowest rate includes 0.25% rate reduction for automatic payments. Must be a new loan or a refinanced loan from another lender, not an existing Redbud Financial Alternatives loan. All loans are subject to credit approval. Loan example: $20,000 for 48 months at 3.25% annual percentage rate would yield a $444.90 per month payment or approximately $22.25 per $1,000 borrowed.
Learn how to assess your readiness and the risks and benefits of borrowing money (and so much more!) with this free resource from Commonwealth Credit Union. You can also call us at 606-716-6100.
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